Home Loan
Introduction
At BDCC, we understand that a home is not just a place to stay. It is much more than that. It is a warm little corner in the world that is yours, tailored by your tastes and needs. It is the place where you celebrate the joys and enjoy the journey called life. There is no place like ‘home’ and with BDCC Housing Loans you can gather hopes, achieve your dreams and create memories in your own space.
Rate of Interest
| Sr.No. | Loan Type | Interest Rate |
|---|---|---|
| 1. | Housing Loan | 12.00% |
| 2. | Long Term Loan For Housing | 10.00% |
Benefits
- No hidden charges.
- Quick and Fast processing.
- EMI is applicable to all existing and new customers.
- Home loans for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly.
- Daily reducing balance.
- Repayment in addition to fixed installment can be made without any charges.
Documents Required
- Account Statement / Passbook for verification.
- Three Photograph of Borrower & Guarantors.
- Aadhar card of borrower and Guarantors.
- Ration card of borrower and Guarantors.
- Electricity Bill of borrower and Guarantors.
- Quotation of consumer durables or proposed expenses.
- Any other documents required by the Bank.
Terms And Conditions
- Security of the loan would generally be security interest on the property being financed and / or any other collateral / interim security as may be required by BDCC.
- All banking transactions are chargeable at normal charges as published from time-to-time.
- All the information contained herein above is for awareness and customer convenience and is intended to only act as an indicative guide about BDCC’s products and services. For detailed information about BDCC’s products and services kindly visit the nearest BDCC branch.